Whether you need help from a Paducah bankruptcy attorney, a Paducah personal injury attorney, or a Paducah disability attorney, Farmer & Wright, PLLC is here for you. Our team of skilled lawyers offers comprehensive and personalized legal services — helping clients recover from a financial setback or a serious injury. Learn more about our practice areas below.
Struggling With Debt? We Can Help You Get a Fresh Financial Start
At Farmer & Wright, PLLC, we understand how easy it is to get overwhelmed by debt — especially after an unexpected job loss, serious injury, or divorce. A Paducah bankruptcy attorney can help you regain control and rebuild your finances through a bankruptcy proceeding.
Bankruptcy is simply a legal option for people struggling with debt. It discharges certain debts, such as medical and credit card bills and can give you room to breathe and reassess your finances. Depending on your circumstances, you might be eligible for a personal bankruptcy under:
- Chapter 7: a “liquidation bankruptcy” where you sell certain assets to pay off your debts. If you don’t own “nonexempt” assets, your creditors will receive nothing, but the bankruptcy court will still discharge much of your debt. You must meet a “means test” to qualify under Chapter 7.
- Chapter 13: rather than sell your property, you set a repayment plan with your creditors. Chapter 13 bankruptcies typically take longer to complete than Chapter 7 and you must convince the court that you actually can pay your debts.
Businesses, family farms, and other organizations can also file for bankruptcy.
One of the biggest benefits of filing for bankruptcy is its “automatic stay.” As soon as you file for bankruptcy, your creditors can no longer attempt to collect your debts. This means that the harassing letters, phone calls, collections lawsuits, and foreclosure proceedings are all paused during your bankruptcy. This gives you time to restructure your financial affairs and create a plan to resolve your debts.
Before you file for bankruptcy, schedule an appointment with a Paducah bankruptcy attorney at Farmer & Wright, PLLC. We’ll listen to your story, review your financial data, and help you understand your options. We can also help you understand alternatives to bankruptcy, such as debt consolidation.
Understand Your Right to Compensation After a Serious Personal Injury
Personal injury claims can involve a wide variety of issues, including:
- Car and truck accidents
- Bicycle and pedestrian accidents
- Dangerous and defective products (product liability)
- Slip and falls (premises liability)
- Workplace injuries (workers’ compensation and Jones’ Act claims)
- Wrongful death
While most personal injury lawsuits involve negligence, you can also file a claim against someone who intentionally injures you.
After a serious accident, it’s important to act quickly. Document your injuries by filing a police report, seeking medical attention, and taking pictures of your injuries and the accident scene. Your next step should be contacting an experienced Paducah personal injury attorney.
Most insurance companies are for-profit companies that are more concerned with their profit margins than your recovery. The insurance adjuster isn’t going to offer you a fair settlement, give you good advice, or look out for your best interests. In fact, insurance companies deny legitimate claims every day — hoping that the accident victim will give up.
When you retain a Paducah personal injury attorney, you’ll get honest advice and a tireless advocate. At Farmer & Wright, PLLC, we fight for our injured clients, demanding fair compensation for their losses. We also spend time with our clients, helping them calculate their damages and understanding their legal rights. And we’re not afraid to stand up to big insurance companies.
Get the Social Security Disability Benefits You Deserve
A life-changing injury or serious medical condition can make full-time work impossible. Many hard-working Paducah residents turn to Social Security for help when this happens. Unfortunately, Social Security denies the majority of the Social Security disability applications it gets.
Don’t give up. Instead, contact an experienced Paducah disability attorney. At Farmer & Wright, PLLC, we help clients file appeals and present their claims to administrative law judges. We apply our extensive knowledge of Social Security law and medicine to craft compelling arguments for our clients. And we strive to educate our clients about their rights, the complex appeal processes, and their claims at every step.
Schedule an Appointment With Farmer & Wright, PLLC Today
At Farmer & Wright, PLLC, we offer our clients comprehensive legal services, whether they need a Paducah bankruptcy attorney or help with a complex personal injury claim. Because we value our clients, we carefully construct legal strategies that need their long-term goals and work hard to make sure they understand their rights and options. For more information about our legal services and a personalized assessment of your claims, contact us today.