Basics of Social Security Disability in Kentucky
It is nerve-wracking when bills keep coming in when you have a limited income because suddenly, you can no longer perform your work requirements. Because of this, you may need to seriously consider applying for social security. Social Security Disability or SSD is a federal program in place that provides financial aid to those who
No-Asset Bankruptcy (Chapter 7)
Should I file for bankruptcy if I have no assets? The bankruptcy code provides different types of bankruptcy, so if you’re considering bankruptcy, you should know which kind to file. If you want to declare personal bankruptcy, you should figure out the distinction between Chapter 7 and Chapter 13 to determine the right bankruptcy chapter
Can You File Bankruptcy on Student Loans?
Can you file bankruptcy on student loans? While you can, it’s typically very difficult to discharge student loan debt. However, if you can prove that trying to pay back your student loans would cause you undue hardship, you may be able to qualify. What Is the Undue Hardship Exception? Courts rarely grant a discharge in student loan cases
Can You File Bankruptcy on Medical Bills?
Without warning, an injury or sickness can leave you out of work and struggling to pay the bills. Even worse, mounting medical expenses can quickly cause your finances to spiral out of control. But what are your options? Can you file bankruptcy on medical bills? Yes, you can — medical debt is one of the
How Long Does Bankruptcy Chapter 7 Take?
If you are considering bankruptcy, you’re probably already aware of the benefits of Chapter 7 — one of them being the relative speed at which you can discharge your debt. But how long does bankruptcy Chapter 7 take? And what can you do to ensure that you don’t delay the process? A bankruptcy lawyer at Farmer
Can One Spouse File Bankruptcy Without the Other?
You may be well aware of the impact bankruptcy will have on you, but how will it affect your spouse? Can one spouse file bankruptcy without the other? The short answer is yes. But there are some important factors to consider before deciding to file separately or jointly. A Paducah KY bankruptcy attorney can help you understand your
How Often Can You File Bankruptcy?
If you’ve filed bankruptcy in the past, can you file again? How often can you file bankruptcy? The answer depends on a variety of factors. A Paducah KY bankruptcy attorney can help you examine your circumstances and explore your options. Contact Farmer & Wright, PLLC today to learn more. Limitations on Filing for Bankruptcy There is no limit on
How to Stop Wage Garnishment
When you’re struggling under the weight of bills and debts, the last thing you need is for chunks of your paycheck to be taken out each month to pay your creditors. If a creditor is threatening you with wage garnishment, bankruptcy can help. Below, we discuss how to stop wage garnishment with bankruptcy. To learn
What Happens When You File Bankruptcy?
Contrary to popular myth, bankruptcy is not a sign of failure. Nor does it irreparably damage your credit. For many hardworking Americans, bankruptcy can simply provide a way to get out from under crushing debt caused by illness, job loss, and other unexpected life emergencies. And it can also give you a fresh financial start.